Super, Managed Funds, Wealth, Insurance, SMSF, Pensions
Insurance fraud began when insurance first began. Incidents have been recorded as far back as ancient Greece. Ship scuttling was an insurance scam in ancient Greece where ships were purposely sunk. Later insurance fraud traveled to England then to America. When automobiles were introduced it opened a whole new arena for fraudulent insurance claims. Today, with modern technology, many fraudulent car accident claims do arise from sophisticated organized crime rings that can be hard to detect. Don't let this make you a victim of an insurance scam. Whether the insurance scam is from an organized crime ring or an individual, there are fraud protection steps you can take to help you be more aware and avoid being a scammerâ€™s next victim.
First, it is important to know what types of insurance scams are used. There are many types of car insurance scams. Set-up car accidents can range from vehicles deliberately stopping in front of a driver to cause a rear-end car accident to drivers who pretend they are being helpful but intend to cause a car accident that will look like the innocent drivers fault. Scams can also involve people one would generally trust such as doctors and lawyers.
Thank you for making this point! I am currently going through a very similar thing myself. Firstly just let me say... NRMA are the biggest bunch of greedy, soulless, dirty criminal scoundrels ever!! Who on earth gives NRMA the right to decide for "me"... a person who has absolutely no contracts, policies or business dealings with them whatsoever, what is to be done with my car! You just want your car fixed and put back how it was before their policy holder smashed into it! My current case is pretty well exactly the same as yours... only my car was smashed into by a good friend of mine who is insured with NRMA. I followed his instructions as to what to do, by putting the car into one of their networked repairers only to have NRMA decide that the repairs are greater than the value of my car. Which was rubbish for a start... but SO WHAT!!! What has that got to do with anything?!! I just want the car fixed... but no, they decided "for me" that they will write my car off and pay me $2,300. And if I want to "keep my car" I will have to pay "THEM" a $500 salvage fee!!! This is for a car that currently fetches average $5,990 in any used car lot in Australia!! They are screwing me and thier policy holder exactly the same... cause I'm going to have to claim the balance from my friend! Which could get very sticky! What is going on here folks?
tropical?... When you say... "Please support my campaign by writing to the Minister objecting to the current laws." I actually can't find any info anywhere on what the "current laws" actually are in this case?... could it be that NRMA are operating outside the law? Can you send me, or post to this forum, any info on the legal guidelines which give NRMA the right to act in this way? Besides the fact that they're a pack of mongrel dogs of course! Cheers JJ
The first mistake you made was following your friends advice, your claim was against this person who damaged your car, a letter of demand followed by court action if they did not pay is the way to go. If they choose to forward that to their insurance company so be it, but they still owe you what it costs to put the car back right, and if their insurance company does not cover them for the full amount, you sue the individual who caused the damage for the difference.
Thanks for the advice... Your exactly right, that's what a person should have done, instead of trusting that their insurance would be fair in this matter. anyway, but really... what kind of friend would I be if I went straight for the jugular? It's not my natural way... just an old hippy I guess.