Family & de facto law, financial agreements, consent orders
I doubt you will be able to get an interest free loan, however you may be able to get an interest only loan for a time. My daughter and her husband were able to do this when he lost his job and she was unable to work as she had just delivered a baby. He retrained and got a new job 18 months later. The bank allowed interest only for that period.
Have a talk to your bank and present them with a proposal that you could afford.
Oh, I meant interest only loan not interest free..hahaha. I know that these are not given out by banks as easily as in the past. Thanks for your reply, I'm a little apprehensive to approach the bank incase they decide to take the house from me...which I know is a little over the top, however my life is in the over the top situation at the moment too