Super, Managed Funds, Wealth, Insurance, SMSF, Pensions
This is the normal action of an insurance company, blame the other driver.
If you believe that you were not liable, and as the truck was reversing off the road it seems that perhaps you were not, write a letter denying the claim, include a quote for your damage and include a letter of demand.
If the insurance company tries to contact you by phone insist on written communication. If they don't pay take copies of all letters and quotes to a solicitor for advice. He may advise you to make a claim through a small claims court or he may advise you to pay up. There is nothing to stop you making a claim through small claims for your damage if they don't pay.
Often an insurance company will back down to the extent that they will refuse your claim, but not pursue theirs.
Thanks so much.
Also though, I know that in general, the person who is reversing is considered at fault, but should it matter that we both were? Does the fact that I'm 100% sure that I was already moving before he was in my driveway make a difference at all?
Just so I'm clear if anything this annoying happens again.