Advice on defacto sepration

Hello,

I have a small situation here that i am not 100% sure on right now and was hoping for some helpful advice here.

So, My ex and I have split after 6 years, not married. I left the house with only my cloths and everything that was purchased in those years was left in the house with her.

My problem is now we recently bought a new car, to purchase this car we took out a personal loan, solely in my name to the value of $15,000. We purchased a car for $14,800. I got a bank check from my bank addressed to the car dealership and then she filled out the paper work for the car and registered the car in her name for the sake of insurance ( she is 38 and I am 24 ) so the difference in insurance was like nearly $2,500.

After the split she I left her with the car while I took a time out in England to recover and get finances set for a move back to Aus. I am now stuck with a $15,000 loan and nothing to show for it. While I was gone we was both paying the loan payments 50/50. While she was driving around in the car and me clearly not having anything to do with the car it's self.

Do I have a right to half the car? or the car to be sold to settle the loan or something of this nature.

Needing advice here, I'm really stuck on this

we have been separated 5 months, no i haven't applied for a property settlement statement, we have one child together, 4 years old - 5 in aug.

there not really much more to settle other than the car, she can have it.

We have verbally agreed to shared custody of our daughter pretty much half and half.

Also, while i have been absent in England, I have been speaking to my daughter regularly 3 times a week over skype set days. She also, accepted that my 50% of the loan payment was class as child support for our daughter, the child support agency was also told this, and sent me a letter ( to her address ) accepting that we have a private arrangement.

Once we have fully shared custody( when I get bk to aus in one month )
that would mean child support is invalid as we each have our daughter for an even amount of time each month, correct?

Edited by Barrowwind - 26/June/2012 at 14:15

First of all thank you for your time. I have another question

Am I required to tell the bank in writing
even tho it is a unsecured personal loan?

And if she cannot get finance for the loan, then what are my options, as she has only just come out of bankruptcy and has been on the doll for 11 years and will continue to do so.

None of this is good news for you I’m afraid. If she can’t or won’t agree to refinance, or sell & downgrade so you can at least minimise your liability, the only way to compel her into some action is with a court order. To be honest, not a realistic option here given the relatively small sum & the time it would take, plus she may still be an unemployed mother of a small child.

Perhaps you’re best & only option is to attempt to negotiate taking possession of other assets she currently has in consideration of your interest in the vehicle. Keep things amicable & she may agree to continue accepting half payments in lieu of CS. Other than that, without her co-operation you may have to absorb the loss.