Workers Comp Claim

Just wanted some clarification regarding a workers compensation claim.

I was suffered a serious accident at work and have been unable to resume ordinary duties for nine months now. Prior to the accident I was earning around $1600 a week however now am receiving only $640 a week while I am still unable to work (statutory amount after 26 weeks).

As I have a mortgage on my house and am the sole provider for my family (wife and kids), the amount I am receiving is not close to enough for us to survive without significantly altering our lifestyle.

In my super fund, there is a provision for a payout due to serious injury/death etc. What I am confused about is whether I can claim this if I am also seeking workers compensation. If I claim the super insurance payout does that mean I no longer qualify to seek damages from workers compensation? Or would I have to pay the initial amount back?

Basically I'm not looking for a huge payout, I just want to make sure my family is adequately provided for and as I'm currently unable to work (with quite a long recovery period) I am unsure what to do.

Any advice would be greatly appreciated.

The super and the compo claim are two different things.

I believe if the super payout is due to invalidity, there will not be a tax penality, but it may pay to have this checked out and ensure that your super is being paid for that reason.

See a financial planner for assistance.

Yes you can claim it as well as receiving compo.

Superannuation is a means of supporting yourself due to not receiving an income, while compo. is to compensate you for the injury and the change to your life style due to this injury.

Depending on the type of injury there may be some crossover but not necessarily so.