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UK credit card debt

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Gnome1 View Drop Down

Joined: 09/March/2017
Location: Australia
Posts: 1
  Quote Gnome1 Quote  Post ReplyReply Direct Link To This Post Topic: UK credit card debt
    Posted: 09/March/2017 at 21:21
I am an Australian citizen and I lived and worked in the UK for 3 years. I moved back to Australia 2 years ago, but I still have a credit card debt with my UK bank. They have my home address in Australia on their system as I sold the house that I owned in the UK after I moved back here (my mortgage was with the same bank).

I have not been able to keep up the repayments and now they are sending nasty letters in the mail threatening debt recovery and / or solicitor action. I have no more assets of any kind in the UK.

Can they pursue me in Australia? I understand it will affect my credit rating in the UK, but I won't be living or working there again. Will it affect my credit rating in Australia?
Many thanks for any advice / info.

Kind regards.

citizen-joe View Drop Down
Senior Member
Senior Member

Joined: 09/October/2005
Location: Australia
Posts: 668
  Quote citizen-joe Quote  Post ReplyReply Direct Link To This Post Posted: 12/March/2017 at 00:00
Take a read of this site then make your own decision that fits your circumstances.

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